pijayplow: Cobalt Lend - Decentralized Lending Protocol Platform

Introduction

The Cobalt lend platform is launching its ICO on October 31, 2020 (Halloween) and it will run for 30 Days. We are community based and powered lending protocol on the blockchain that enables community members to obtain micro loans from the treasury approved by community vote. Please see the Cobaltlend.com website for complete details. We plan on removing the banks and their authoritarian control and fees from the lending process one community at a time. Come be part of the revolution, all you need is an ERC20 wallet.

The Cobalt lending platform aims to bring together borrowers into a fair democratic voting community in order to get all size loans from micro loans to six-figure loans all without the over sight of a bank, completely governed by the community and therefor the community directly profits from its’ involvement. The current credit system is fundamentally flawed and the Cobalt platform corrects this by facilitating a community voted and approved lending program on the blockchain that is completely based off the merits of the project, never seeing race, color, or individuals background. The only criteria considered for the loans will be merit of project and collateral provided by the borrower, then the community will be left to decide on funding the proposal or rejecting it.

Our Mission

We are here to serve the community! We got tired of seeing the people who could use capital the most, continually turned away for funding no matter how small and justified the loan. We aim to fix this by instituting a protocol on the blockchain that allows for community approved lending at minimal fees and low over head, with both the borrower and the community benefiting.

Who we are

A group of frustrated individuals who were tired of the current broken credit system of the “the rich get richer” and decided to change it. The members of our team come from diverse backgrounds including academia and the military, spread out all over the globe. Cobalt Lend heavily preserves the mentality of a “Global Community” and continually works with DEV’s all over the world to bring to the community a better more reliable protocol. The Cobalt lend ideology is to rotate all team members and employees, both permanent and sub-contractor(s) annually to always ensure a “fresh and anonymous” protocol with the communities concerns’ as center focus.

What We Do

Blockchain Development
UI UX Design
Website Development
Marketing & Research
Social Media Development
eCommerce Store Development
Tech Support
Wallet To Wallet Support
Point Of Sale Terminal Integration
Implementation Of Virtual Card
Within Crypto Wallets
Empowering Small Businesses
Through Crypto-Currency Adoption
Transacting And Lending

Our 6 Part Development Process

01.Discover
Constantly looking to innovate with new products and technology. Investing in tomorrows’ ideas, today! Small Businesses are the main focus of the Cobalt Lend Protocol.

02.Define
Expose all angles of the potential problems and lay out the possible solutions, while helping and coaching our partners.
-Thomas Edison said: I didn’t fail a thousand times, I found a thousand ways that didn’t work.

03.Design
We work with some of the industries most experienced web designers and Web 3.0 developers. We are constantly exploring new blockchain innovations to further the community efforts and simplify a normally mundane task, therefor reducing redundancy and slippage.

04.Develop
Development is done in a well structured environment and overseen in stages with a “move fast and break things” mentality but with the over sight and direction of disciplined bright minded individuals that hail from academia and elite military units.

05.Deploy
Deploying any application is careful manner and fully researched and planned. However, we do move forward faster then most crypto projects. This motivated, move fast attitude is reflected in our project leadership.

06.Deliver
Delivering on any project is always the main goal and must be balanced with delivering a trust worthy project to the community and doing so within a timely and reliable manner.

Why Choose Us?

Because we are you. We are the members of your community, your neighbors, and your friends. We have been here the whole time, why not join the revolution and take the power back from the banks who have controlled our finances long enough?
Community involvement is the main objective of this ecosystem. This will be the number one priority when implementing any upgrade or change to the Cobalt Lend Protocol (IE: The Mobile Wallet with integrated EPNS).

24x7 Live Support
Result Oriented Projects
Dedicated Support Team
ROI & Tokenomics
Experienced Professionals

What does Cobalt Lend bring to the blockchain ecosystem?

BORROWING & LENDING

Being able to lend excess capital to other borrowers within the ecosystem in times of surplus, in order to benefit from interest on the loan. Borrowing capital faster and easier then with traditional lending institutions all from you mobile phone.

COBALT LEND SOFTWARE SUITE

The Cobalt Lend proprietary software enables cryptocurrency and credit card processing all together in one mobile Dapp – NO extra costly hardware needed. See more about how the Cobalt Lend Software Suite works here.

OUR FOCUS IS SMALL BUSINESSES

Cobalt Lend aims to bring together a blended community in order to facilitate borrowing and lending within the same community. This allows the community to benefit instead of the banks.

COMMUNITY VOTED LENDING

The current credit system is fundamentally flawed and the Cobalt Lend platform corrects this by facilitating a community voted and approved lending program on the blockchain that is completely based off the merits of the project, never seeing race, color, or individuals background. The only criteria considered for the loans will be merit of project and collateral provided by the borrower, then the community will be left to decide on funding the proposal or rejecting it. To learn more about community voting in the Cobalt lend ecosystem click here.

A Few Advantages Of Working With Us

Remote Working
Paid Time Off & Sick Pay
Through Aflac – PAID
Maternity Leave for both Men & Women
Paid Vacations
Equity Sharing
Create Your Own Schedule
Expense Accounts
Housing & Travel Allowance
Regular Bonuses & Performance Bonuses
Promotion From Within
Education & Development Opportunities
Insurance Packages Available
Hiring & Referral Bonuses
Paid Gym Membership & Wellness Program
Paid Education Advancement

The Cobalt Lend I.E.O. is being hosted on the BeeEx.com exchange on November 28th, 2020 and Cobalt Lend is running its’ Private Pre-Sale now through this website. To participate in the Private Pre-Sale and become a “Legacy Investor” before the I.E.O.

I.E.O. & Private Pre-Sale

Two ways to participate in the Cobalt Lend Token Sale

First Way: I.E.O. BeeEx.com Starts Soon: November 28th 2020
Second Way: For larger scale investors use the form below

Token Cobalt Information

Cobalt – A new way to borrow!
The Cobalt lending platform aims to bring together borrowers into a fair democratic voting community in order to get all size loans from micro loans to six-figure loans all without the over sight of a bank, completely governed by the community and therefor the community directly profits from its’ involvement. The current credit system is fundamentally flawed and the Cobalt platform corrects this by facilitating a community voted and approved lending program on the blockchain that is completely based off the merits of the project, never seeing race, color, or individuals background. The only criteria considered for the loans will be merit of project and collateral provided by the borrower, then the community will be left to decide on funding the proposal or rejecting it.